Explore Dental & Vision Insurance Plans

Dental and vision care are essential for overall health, but most medical insurance plans don't include them. That's why many Minnesotans choose to add a separate dental and vision insurance plan for additional peace of mind. At Schatz Benefits, we'll help you explore affordable options that fit your needs and budget.

What's Included in Dental & Vision Plans

Dental and vision insurance plans generally include:

Plans are available for individuals, families, or as add-ons to your health insurance.

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Dental Coverage:

Preventive care like exams, cleanings, and X-rays; coverage for fillings, crowns, and root canals varies by plan.

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Vision Coverage:

Eye exams, glasses, contact lenses, and discounts on corrective procedures (depending on the plan).

Are Dental & Vision Plans Right for You?

These plans are a smart choice if you:

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Visit the dentist for regular cleanings or dental work

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Wear glasses or contact lenses

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Want predictable costs for preventive care

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Prefer to bundle dental and vision coverage with your other plans

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Want to avoid large out-of-pocket bills for unexpected dental or vision needs

We'll help you review your options and choose the right coverage level for your household.

Common Questions About Dental & Vision Plans

  • Are dental and vision plans included in medical insurance?

    Most health plans do not include dental or vision coverage for adults. These plans are typically purchased separately.

  • Can I enroll at any time?

    In most cases, yes! Dental and vision plans aren't tied to the same enrollment periods as medical insurance, so you can usually sign up year-round.

  • What does dental insurance typically cover?

    Preventive care like cleanings and exams is usually covered at 100%. Basic procedures (like fillings) and major work (like crowns) depend on the plan.

  • Can I combine dental and vision into one plan?

    Yes-many insurers offer bundled plans that combine both coverages for convenience and savings. We'll help you compare bundled vs. separate plans.