Flexible, Affordable Health Plans for Minnesota Businesses

Explore Group Health Insurance Options for Employers

Whether you have a handful of employees or a growing team, we make it easier for Minnesota employers to offer quality health insurance benefits. At Schatz Benefits, we'll help you explore group health plan options that fit your budget, attract employees, and keep your business competitive-all with personalized, local support.

Group Plans Designed to Fit Your Business

We offer a variety of employer group insurance solutions, with flexible options for businesses of all sizes:

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Traditional Group

Health Insurance

Comprehensive plans that offer major medical coverage for your employees, including hospital, doctor visits, preventive care, and more. Available with various deductible and copay options.


Great for: Employers seeking robust, traditional health coverage for their teams.

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Health Reimbursement

Arrangements (HRAs) & ICHRAs

HRAs allow employers to reimburse employees for eligible medical expenses tax-free, while ICHRAs (Individual Coverage HRAs) let employees purchase their own health plans with employer contributions.


Great for: Employers seeking flexibility and cost control.

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Group Dental & Vision Plans

Plans

Affordable add-ons that help cover dental exams, cleanings, eyeglasses, contacts, and more-helping keep your employees healthy and happy.


Great for: Enhancing your benefits package with additional care options.

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Group Medicare Options

(for Retirees & Union Members)

We also offer Medicare group plans for Education Minnesota and other employers seeking retiree healthcare solutions.


Great for: Employers supporting retired employees or union members.

How Medicare Parts A, B, C & D work

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Local Expertise, Personal Support, & Trusted Employer Partnerships

Why Work with Schatz Benefits for Group Plans?

With years of experience serving Minnesota businesses, we simplify the process of offering benefits-so you can focus on running your company.


Benefits of Working with Us:

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Personalized plan recommendations tailored to your workforce

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Assistance with enrollment, compliance, and renewals

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Access to exclusive Education Minnesota group Medicare options

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Flexible plans for businesses of all sizes and industries

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Dedicated support for employers & employees year-round

Common Questions About Employer Health Plans

  • How many employees do I need to offer a group health plan?

    Most insurers require at least two employees, but some options exist for smaller groups. We'll help you review what's available.

  • Can I offer health insurance if I'm a sole proprietor?

    In some cases, yes-especially if you have a spouse on payroll. We can explain your options.

  • What are the benefits of an HRA or ICHRA?

    These options give you predictable costs while allowing employees to choose their own health plans.

  • Can I offer dental and vision without medical coverage?

    Yes, you can offer stand-alone dental and vision plans separately from medical insurance.

  • Do you provide ongoing support for my business?

    Absolutely! We help with everything from renewals to employee questions throughout the year.