What Is Traditional Group Health Insurance?

Traditional group health insurance offers employers a simple way to provide valuable health coverage for their team. These plans cover essential medical services like doctor visits, hospital care, and preventive treatments; helping employees stay healthy and reducing turnover. At Schatz Benefits, we'll help you compare plans that fit your business and your budget.

What's Included in Group Health Insurance Plans

Traditional employer health plans typically include:

Plans vary by carrier and network, but we'll guide you through all available options.

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Hospital and emergency room coverage

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Doctor visits and specialist care

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Preventive services and wellness exams

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Prescription drug coverage

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Mental health services and more

Is Traditional Group Health Insurance Right for Your Business?

These plans are a great option for:

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Businesses with 2+ employees seeking comprehensive coverage

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Employers wanting to attract and retain top talent

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Companies aiming to promote wellness and reduce absenteeism

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Teams seeking predictable, broad coverage for employees and families

We'll help you weigh the pros and cons of each available plan.

Common Questions About Traditional Group Health Plans

  • How many employees do I need to offer a group plan?

    Most insurers require at least two eligible employees, though some exceptions apply.

  • Can I contribute part of the premium?

    Yes! You can set your contribution level to balance affordability and value for your employees.

  • Are all employees required to enroll?

    Not always-employees may waive coverage under certain conditions.

  • Can I customize the coverage options?

    Many plans offer flexibility with deductibles, copays, and networks. We'll help you customize your benefits.

  • Do you offer support after enrollment?

    Yes! We'll assist with renewals, claims issues, and employee questions throughout the year.